Living Options for Aging T1Ds
Let’s be honest—living with Type 1 diabetes is a full-time job. And as we age, that job doesn’t get any easier. In fact, it can get more complicated, especially when we start thinking about where we want to live and how we’ll manage our diabetes as our needs change.
This section is all about helping you explore the different living options available as you get older—with your diabetes front and center. Whether you’re planning to stay in your own home, considering a move to a retirement community, or looking into assisted living or memory care, there are some unique things to think about when you’re aging with T1D.
We’ll talk through:
- Staying in your own home: What to plan for if you want to age in place, including safety tips and building a solid support team.
- Retirement communities: What questions to ask and how to find places that are welcoming and diabetes-aware.
- Assisted living and continuing care communities: What these places can (and can’t) offer when it comes to diabetes support, plus what you might need to bring or arrange on your own.
- Memory care and skilled nursing: How cognitive changes can affect diabetes management, and what to watch out for with staff experience and protocols.
- Costs: Let’s be real—managing diabetes is expensive, and those costs don’t go away as you get older. We’ll talk about what to expect and how to plan ahead.
Why This Matters
Unfortunately, many senior living communities—especially those that offer assisted living or nursing care—are not well-equipped to support people with Type 1 diabetes. The staff may not understand insulin pumps or CGMs, and many facilities follow general diabetes guidelines that are designed for people with Type 2 diabetes. That can put us at higher risk for low blood sugars, hospital visits, and poor outcomes.
A 2022 study published in Diabetes Care found that older adults with Type 1 diabetes are twice as likely to be hospitalized for severe hypoglycemia compared to people with Type 2 diabetes—especially in settings where staff aren’t trained in advanced diabetes care (Weinstock et al., 2022).
And a 2021 review in The Lancet Healthy Longevity explored the unique risks older adults with T1D face—like cognitive decline, burnout, insulin affordability, and loss of access to diabetes specialists—as they move into residential or assisted care settings.
Final Thought
You deserve to live somewhere that understands and respects the reality of Type 1 diabetes. This section is here to give you guidance, questions to ask, things to plan for, and hopefully, a little peace of mind as you think about what’s next.
Because aging with T1D isn’t just about blood sugars. It’s about living fully—and safely—with the support you need.
We hope the resources in this section will provide you with helpful information to this end!
📚 Additional Resources
Planning for the Future
A thoughtful list of options on deciding where to live based on weighing all the options.
Help at Home
Considerations in case you choose to live at home and the help you can find in your medical at home care.
Retirement Communities
How to find the right retirement community for you.
Assisted Living
Key questions and ideas to keep in mind when looking at assisted living options.
Nursing Homes
Key questions and ideas to keep in mind when looking at nursing home options.
Communes for Seniors
An alternative method of community-forming for aging folks.
New Housing Options Emerge for Older Americans
Summary of an article outlining several alternatives for living arrangements.
Why a Dementia Village in the Netherlands is Fueling Hope in D.C.
How dementia villages in the Netherlands have inspired a community living model for aging Americans.
Useful Articles
Helpful articles from a variety of sources on planning for the future and where you will live as you age.
Last updated 2025-08-08.
Recent Stories
Webinar: A Conversation About Aging and Exercise — with Dr. Dessi Zaharieva, CEP, CDCES
Whether you’re a longtime athlete, easing back into movement, or wondering how exercise needs shift as you age with T1D, this talk is for anyone who wants to keep moving — and keep their blood sugars steady — through every stage of life.
Webinar: Managing Steroids with T1D — with Carolyn Robertson, APRN, MSN, CDCES
Whether you’re preparing for a procedure, recovering from one, or navigating steroids for another medical reason, this talk will cover what to expect before, during, and after — and how to adjust your T1D management accordingly.
Medicare, Medigap, and the Cost of Aging with Type 1: What’s Changing in 2026
This article is about what’s actually happening with Medigap premiums in 2026, what’s changing in Medicare’s diabetes coverage (some of it genuinely good), and the financial assistance programs that thousands of older adults with T1D qualify for but never use because no one tells them about them.